I’m very happy to get a lot of opportunities. At the bank, there are many training programs like Business English programs by ALC, so I can study English using these tools. My lovely Business English lessons have now finished, so I am taking another lesson called BBT online. You can speak with your teacher via Skype whenever you like. After I finished the Business English lessons, I do this new program every day. Keep it upJ

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I'm very happy to get a lot of opportunities... At my bank there are many training program like Business English lesson by ALC so I can study English using these tools. My lovely Business English lesson has finished so I took another lesson, BBT online. You can speak with your teacher via Skype whenever you like. After finished Business English lesson I did it every day. Keep it up:)


I realize how happy I am having a BFF like Bob, plenty of time to study English, a great family and job. (Aya…What does BFF stand for?)

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I realized how happy I am. Having a BFF like Bob, a plenty time to study English, a great family and job. I've decided not to be envy someone like Yuya's ex-girlfriend. It doesn't make me happy.
The Business English program on Mondays, which was my turn on, is now over. I looked forward to taking the lessons every Monday. Plus I enjoyed writing and reading on the forum. I’m very sad not to be able to take the lessons/program any more. But now I have besties (best friends???) in Bob, Risa, and Junya; J

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Business English lesson my turn on was over. I was looking forward to take the lesson every Monday. Plus I enjoyed writing and reading a forum. I'm very sad not to take the lesson any more. But now that I have a besties, Bob, Risa and Junya:0)
I’ve changed my mind again, and have decided to continue to work at the bank longer. My boss, as well as the higher boss, have rated me high, and maybe I can transfer to Tokyo. My skills as a career banker are still weak and I want to develop stronger skills.

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I've changed my mind and determined to work here longer. My boss and big boss rate me high and maybe I can translate to Tokyo. My career as a banker is very weak and want to get it stronger. I'll continue
I have settled as to what I should do with my life. I’m going to support/help patients in hospitals to write letters to their families. Not only will I help write, I will also take photographs/pictures of them to send along with the letters. There are so many horrible things in the word, but love is strong and will last forever. I’m good at photography and writing, so I can help them. I have no idea if it will work well or not. Who knows? Anyway, I’ll do it because I have nothing to lose.

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Eventually I'm settled what I should do through my life. I'm going to support patients in a hospital to write a letter for their families. Not only write but also take a picture of them and send it too. There are many horrible things around the world bur love is stable forever. I'm good at take a picture and write something so I can help them. I have no idea if it works well. Who knows? Anyway I'll do that because I have nothing to lose.

What a hell of a day…It rained hard/heavily. I had to take a cab home. It took two hours to finally get there. I was very tired…

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What a hell...It rains heavily. I had to take a cab to go home. It took two hours to reach finally and was very tired ...

Introductions
Hi everyone, I know you’re all really busy, so thanks for taking the time to come here today. As you probably know, I’m Aya Yoshikawa from sales department at Gifu branch. This evening, I want to explain “how to support developing countries as a banker?” There are three points I want to go over today, first learn about developing countries, secondly lending via project finance, and last, join our volunteer team. Feel free to stop me at any point if you have a question. By the time we finish, you will have all the information you need. So, let’s get started.

Main body
There are three main points to explain. The first is learning about them. The second is lending via project finance. The last is joining our volunteer team.

First, let’s begin by learning about them. There are many tools at our bank to get information of them. For example, have you ever seen some reports published by researching department? You can read many reports about developing countries through our bank’ website. Imagine that if you want to know more about Latin America, what do you do? Surf the internet and type some words on Google? It’ll take too much time and some information may be false. On the other hand, if you visit our bank’s website, you can get it quickly. Some of them are written by specialist so you can trust the information. So I just talked about visiting our bank’s page to learn about developing countries.

Secondly, I’ll go over lending via project finance. We usually use this scheme when a amount of money is over 100billion yen, expect high return and mostly a purpose is to finance for publish utility. For instance, we lend money to a developing country to build a power plant, to draw a pipeline etc. When you use this scheme you must work with people in structured finance department because they are professional. Actually I can’t lend via project finance now because my customers aren’t big enough, I guess you neither. I just let you know this is a way of supporting developing countries financially. So if you are interested, why don’t you transfer to the structures finance department to finance directly to these countries?
Finally, my next point is joining our volunteer team! Our bank has three volunteer teams depends on religion. I join a Nagoya volunteer team, another is Tokyo and Osaka. Around twenty people join a Nagoya volunteer team. Our bank has donated for some NGO such as encouraging agriculture of developing countries. Many students from there study agriculture here in Japan. After a year they’ll be back to their each country and take advantage of their knowledge. Sometimes our bank gives volunteer members oppotunity to talk with them. To sum up, join our volunteer team, and you can talk with people from developing countries!

Conclusion
I’ve now come to the end of my talk. At the start, I told you that I would explain ways to support developing countries as a banker, now you’ll get them. You can do some of them from tomorrow. Let me say it again, learning about them by reading reports on our bank’s website, lending via project finance and joining our volunteer team! Thank you very much for listening today.
9/3.Tue I applied for many training courses of English by ALC. Because I'll resign my position this winter, I want to take advantage of this good environment for training:0) I want to translate many books, magazines and articles. One of my friends said " Are you that good at English?" but I didn't care. I WILL become better from now on. People can express calling me a slow starter but it's me, not them. Mind your own business,sir.

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I applied for many training course of English by ALC. I'll resign a job this winter so I'll take advantage of this good place for training:0) I want to translate many books, magazines and articles. One of my friend said " Aren't you so good at English?" but I didn't care. I WILL be good at it from now on. People can express me as a slow starter but it's me, not you. Mind your own business,sir.
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Keep up the good work Aya. Study hard and you can become anything you want to become. Also, from now on please be faithful to Yuya!!! Promise??? Thanks and the best of luck to you. Bob
9/2.Mon During the daytime I had many breaks. In the morning I went to a customer with a colleague and after that we headed to a cafe. I had lunch with my colleagues (colleagues or customers) who were ladies at a Chinese restaurant and chatted a lot. In the evening I went to see a customer with a colleague and then off to another cafe! Wow I'm lucky to earn money.

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At the daytime I had many break. In the morning I went to a customer with my colleague and after that were head to a cafe. I had lunch with my colleagues who were ladies at Chinese restaurant and chatted a lot. In the evening I went a customer with my colleague and off to another cafe! Wow I'm lucky to gain money.

9/1.Sat I read a book " The man called a pirate" . It's a story of a man who established Idemitsu Petrol,Ltd. and made it bigger. He never cut employees and loved them. It was really a great story and I burt out crying. It was book 1 so I’m looking forward to reading book 2!

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I read a book " The man called a pirate" . It's a story of a man who established Idemitsu Petrol,Ltd. and grew it bigger. He never cut employees and loved them. That was really great story and I bursted out crying. It was book 1 so looking forward to read book 2!