ラジオビジネス英語 Lesson（84）
9月5日(木)
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Subject: Join us for a fun cultural exchange event.
Hi everyone. It's time for our annual exchange event with our foreign employees. The title of this year's program is soba making experience. We've arranged for a renowned instructor from a soba school to guide us through the process of making soba noodles form scratch. Imagine the satisfaction of enjoying noodles you've made with your own hands. But that's not all. We'll also do a quiz on world culture. We'll split into teams and compete for some fantastic prizes. Please RSVP by this Friday using the form below. Let's make this event unforgettable.
Best regards,
Takeru
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RSVP = "répondez s'il vous plaît."
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早速声をかけてみました。
- I quickly sounded out my team members.
- I promptly pulled my team members.
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Thank you Takeru,
Thank you for planning another wonderful event this year. It's bound to be exciting, isn't it? I quickly sounded out my team members. It looks like we have eight people planning to attend. Hopefully, the total turnout will be high. Regarding the prizes for the quiz, shall I reah out to our customers as usual? If you have any specific request, please let me know.
Regards,
Laura
*turnout 出席者・参加者の数
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Subject: Joining our Asian business culture training course.
Hi all, We're thrilled to offer you an Asian business culture trainng course. If you're aiming to foster stronger connections with clienets and colleagues, this course is tailored to your needs. Understanding Asian business culture opens doors to new opportunities for your career. Click the link below for further details. Don't miss out on this chance to broaden your horizons.
Regards,
Takeru
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Positive phrased such as open doors or new opportunities are used effectively.
- Please allow me to participate in this valuable learning opportunity.
* please allow me to ... させてください - Please cont me in for this valuable learning opportunity.
Thank you for your offer. Please allow me to participate in this valuable learning opportunity. I'm excited about the opportunity to enhance my understanding of business practices in Asia.
Regards,
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ラジオビジネス英語 Lesson（83）
9月4日(水)
Syoko and Anarch discuss the syndicate group. The banks that will participate in the international sydicated loan.
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What kind of opportunity would the loan give Bindi?
-It would diversify their investor base.
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Why are you so confident that East Asian and Middle Eastern Banks will participate?
-Because the deal would give them a great opportunity to establish a relationship with one of India's most prestigious companies. For Bindi, it means deiversifying their investor base. I hope Bindy's open to involving new Banks, but ..
-No worries. Unlike us and European borrowers, Asian borrowers have robust funding needs. So they typically don't limit the number of Banks.
-Great. So.. when are you available for ..
-I'm actually going on a business trip to New Delhi next week. Can I leave the presentaion to you?
-All by myself?
-Oh, Shyoko, it's your time to shine.
-Alright, I'll do my best.
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prestigious
diversify -> diverfify one's investor base
diversify
[daɪˈvɜrsəˌfaɪ]
[dɪˈvɜrsəˌfaɪ]
be open to
robust
typically
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one's time to shine
- It's your time to shine.
- Why don't we embrace the challenges. It's our time to shine.
- You can make a significant impact. It's your time to shine.
- This is your moment to shine.
- Now is your chance to show your brilliance.
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Shyoko, I understand it can feel overwheliming to take on such a task alone. But remember, you're not alone in this. We're team and I'll be here to help you fine tuned the presentation until it's perfect. Together, we can do it.
Shyoko, I know it might seem daunting but I have full confidence in your abilities. You've been preparing for this and I believe you can deliver an amazing presentation. Plus, I'll be available to support you every step of the way.
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In today's sentnece, Shyoko was encouraged by Annik. When it comet to a word of encouragement, what comes to mind?
-Well, it's always nice to get a pep talk from someone. It's also fun to give pep talks to. These days you might hear the phrase I'm pround of you. When I hear that it shows that the speaker believes in me and the self-doubt just melts away. No matter which phrases you use, reassurance works best when it comes from the heart.
-I'm pround of you... I see. A pep talk refers to a short speech which is intended to encourage someone to feel more confident.
pep talk
A speech of exhortation, as to a team or staff, meant to instill enthusiasm or bolster morale.
＜＞small talk
ｰｰｰ
ラジオビジネス英語 Lesson（82）
9月3日(火)
Shoko and her supervisor Annik from ABC bank's Munbai branch discussed the proposal for Bindi.
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What might be an issue in arranging the syndicated loan?
-The duration of the loan.
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I appreciate your ambition to pursue the position of the lead manager. The total amount of 500 million dollars seems reasonable, but Bindi want a five-year alone instead of three this time. If we aim to become the lead manager, we should put up a proportionally bigger share of the loan, say, sixty percent of the total. Do you think Tokyo will approve?
-60 percent of 500 is 300 million dollars, and for five years.. Hmm.. The duration of the loan might be an issue, but I'll try. Keep your fingers crossed.
-I will, Shyoko. Any thoughts on which banks we should invite?
-Japanese regional banks might hesitate to commit beyound three years, but my gut tells me that East Asian and Middle Eastern Banks would be eager to participate.
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reasonable
put up 拠出する
proportionally その割合に応じて
duration
my gut tells me
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my gut tells me
my instinct tells me
- My gut tells me that East Asian and Middle Eastern Banks would be eager to participate.
- My gut tells me something isn't quite right about this situation.
- My gut tells me that what he said was true.
＊1 億 = 100,000,000
Assuming the exchange rate being 150 yen to the dollar, it's 45 billion yen. Headquarters will probably approve up to 40 billion yen.
At 270 million dollars. That's 54 percent of 500 million dollars. Still, the amount underwritten is more than 50 percent, which should be acceptable for Bindi.
* underwrite その金額をコミットする
underwritten 引き受け
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ラジオビジネス英語 Lesson（81）9月2日(月)
The Mumbai branch of Japan's leading ABC Bank has been invited to bid for a syndicated loan to Bindi Steel, Indian's leading steel company. Annick Jindal, the Syndicated loan manager at the bank's Mumbai Branch discussed the course of action with Suzutani Shoko, an expat from ABX's head office in Tokyo.
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*steel
*synicated loan
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Why does Bindy Steel need another bank loan?
-Because they need to keep up with skyrocketing orders worldwide.
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As I mentioned in my email earlier, Bindi Steel has been invited us to bid for their next syndicated loan. They require financing to expand their production capacity in Bengal.
-Do they really need another financing? Bindi secured up to 1 billion dollars just a year ago.
-Yes. It seems they need to keep up with skylocketing orders worldwide. The company revised its revenue forcast upward by 20 percent for this year. Their steel products are in high demand and are now exported to over 90 coutries.
-Indeed. Well, this present a golden opportunity for us. Last time we were merely one of the managers. This time however, we should strive to secure the status of lead manager.
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bid
syndicated loan シンジケートローン 国際協調融資
-> 複数の金融機関が協調してシンジケート団を組成し、一つの融資契約書に基づき同一条件で融資を行う資金調達手法
skylocketing
revise ... upword
revenue
golden opportunity
manager
lead manager
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revise ... upward <> downword
- The company revised its revenue forcast upward by 20 percent for this year.
- The sudden drop in sales forced us to revise the forecast down.
- An increase in sales enable us to revise our forecast upward.
- The company adjust its revenue forcast upward by 20 percent for this year.
*adjust ... upward - The company raised its revenue forcast by 20 percent for this year.
*raised ... by ...
- What are the pros and cons of syndicated loans?
Borrowers can secure large amounts of money from a consortium of lenders that have a larger capacity than a single lender does.
-Lenders can spread their risk across multible borrowers reducing their exposure to any single bowwoer or sector.
exposure
信用許容の金額
"We use derivative transactions to hedge our exposure to foreign exchange rate fluctuations."
-> Our house has a southern exposure. 南向きの家
Color exposure
Syndicated loans can be complex to negotiate and administer requiring extensive legal and financial expertise from both bowwowers and lenders.
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ラジオビジネス英語 Interview（3-4）
8月30日(金)Brett Cline
Brett considers himself to have been fortunate to do something in his career. What is it?
-Finding incredible people in different countries that share a passion for technology.
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One way you describe yourself is a startup advisor having expertise in bringing new products to the global market. Could you tell us a bit about it, please?
-I really enjoy working with small companiese where there's people that are very passionate about what they do. I've had the experience of working for larger comapies. The first one I mentioned was, you know, hundreads of thouthands of people, and some of others have been there tens of thousands of people, but I really like to work with small group of people that can be very passionate and very motivated to make a significant change in the world. And leading a sales team requires hiring people all over the world and so I've been very fortunate in my career to find incredible people in many differnt countries that share a passion for technology. Today, I have employees that are on the sales team in Japan and Korea and China and in Europe, in the US. And these all people, they are very passionate technologist and really want to bring new technologies to the world. And I think that's really great. Because of this, I've also made a lot of freinds aroaund the world, so, you know, when I go to Japan, I have some of my fovorite restaurants and I get to meet some of my friends if I'm lucky to visit them and have dinner togethere and so this is vey exciting for me. But in addition to my full-time job, I try to also work with very small startyp companies. And there are usually companies that have 10 or 20 employees. And the goal for me is to help them turn their technologies and their ideas into products and then bring these products to market whether it's in the US or Europe or Japan and this may mean helping them understnad a marketing strategy or sales strategy. But even might mean helping them sort out some of the cultural differnces. Uh, sometimes it's as simple as when you travel to Japan, please take the Narita express to Yokohama and here's a good hotel you can stay in. So sometimes it's quite simple but sometimes it's also a little bit more advanced. So I really enjoy that aspect of .. um, of helping these companiese and one thing I've learned is that sometimes form the outside it's eaier to see what a company can either change or maybe improve than it is when you're inside the compay. So that's a really oh interesting away from to spend some time.
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expertise
Expert knowledge or expert skill sets. An example would be, All of the candidates are good but his expertise in marketing could help us with our next project. This means that the candidate possesses a unique high level of knowledge anad skill. Common examples include medical expertise, technical experticse, legal expertise, and so on.
hundreads of thousands of
More than one hundread thousands =100,000. But less than one million =1,000,000. Six figures. Brett talked about the sizes of companies he's worked for. The first one employed hundreds of thousands of people. Very big. He also worked for other companies that had tens of thousantds of people, or more than ten thousands but less than 100,000, which would be five figures. 10,000.
motivated
Determied, having drive or ambition for something, eager to do something. Brett mentioned that he likes working with people who are motivated to make significant changes in the world or very enthusiastic about making significant changes. Another example would be a motivated employee. We can tell that this would be someone who is a hardworker who wants to do a good job.
Turn into
A turn into B means to change form from A to B. To make A into B. If you raise the temperature, you can turn water into a gass. If the temperature is freezing, you can turn water into ice. Bress talked about turning technologies and ideas into products. meaning to transform the thechnologies and ideas into products.
sort out を解決する
To figure out or to organize to resolve a problem successflly or come to an understanding. Brett talked about helping people in his compnay. Sort out some of the cultural differences. This means helping people understand and overcome those cultural differences. Another example would be, I was having computer problems but I called IT and we got it sorted out. This mean we got it all fixed.
aspect
A perspective. A part of something or feature of something. A way of thinking about something. Especially if it's a complicated topic. Mr. Bratt said I really enjoy that aspect of helping these companies. meaning I rally enjoy that part of helping these companies. Another example is, This is an exciting pitch, but we will have to consider the financial aspect or finantial angles before we can move forward.
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open up
Working with a diverse team opens up a world of new perspectives and ideas.
push one's limits
Enthusiastic teammates inspire you to push your limits and strive for excellence.
bring energy
Collaborating with enthusiastic people brings energy to the project.
broaden
Lerning from the unique experiences of divrese co-workers broadens your own skills and knowledge.
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Sometimes form the outside it's eaier to see what a company can either change or maybe improve than it is when you're inside the compay.