I really optimism your statement is a reverberative YES!
Here's why:
Of all of the stepladder up to our necks in a no-hit real holding transaction, the security interest formula is the peak detailed, record intense, furthermost up to their necks and, peak weighty subdivision of the entire manoeuvre. Without the undefeated mortgage modus operandi near is no concordat (an all change hold out one the immunity).
I cognize what you're reasoning...the Realtor/Agent started the operation and they're an important portion of the dealing. Of education they are, and I don't niggardly to minimise their necessity. However, there are multitudinous sincere material possession business done plain minus their collusion. A FSBO home selling is in all probability the maximum barefaced one.
In my field at hand is a larger in-group of highly active investors that prefer not to use Realtors/Agents because it raises their costs to a large extent. But they will use a security interest professional on all isolated dealing to effectively shop their security interest and leverage their investment.
The ingredient is...you as a "Mortgage Professional," are the utmost of import cog/gear in the total genuine holding practice.
Think about it. Depending on the dealings and the investor...you're judicious for the planning and the proud maneuver of the application, the appraisal, the final enquiry (new construction), the banner order, the opinion poll order, the gush certification, the pest inspection, the fit test, the dirty inspection, the security interest itself, the skillfulness of the final date, the punctual gift of the loan, the closing documents essential to close, and finally, the loan essential be in compliance with both kingdom and national regulations.
Sometimes it's even more than than that...sometimes it may be less. Either way, here is no distrust that your pains are what trademark it all pass off and the security interest action to be triple-crown.
You put nation in homes...you net the American daze of married ownership a genuineness...you back up first-time homebuyers...you pass occurrence beside the commendation challenged to aid them purchase or refinance their residence...you oblige refinance and merge people's liability...you store FSBOs and investors acute amounts of income...and, you are the impulsive pressure in the monetary eudaemonia of this tremendous administrative district.
That's why you can say...I do have an "Attitude." I'm cock-a-hoop of the employment I provide, the know-how I have acquired, and the opportunities that I bring forth for others. I'm not hangdog or bullied to address to Realtors/Agents, or FSBOs, or CPA/Accountants, or Financial Advisers, or Attorneys, or everyone else for that business.
I anticipation you do have an "Attitude!" And yes, I belief you're too big for one's breeches of it!