Thank you for reading my essay.

I ask you a favor. If you find my mistake, please send me an e-mail to let me know how I have taken a mistake and to correct it. There is no difference whether the advice was given in English or Japanese. Of course I’m really looking forward to receiving a lot of comments on my essay. Thank you again for your cooperation.


What is an important skill needed to live in the world today?

Choose one skill that you believe is important to learn, and give specific reasons and examples to support your choice.

One of the most important skills that I think is valuable nowadays is to learn “computer skill” which means how to use computers and how to get necessary information from chaotic flood.

There are so many computers around us and we have already thought that we can’t do without computers. We regard computers as natural things like water or air. We get benefit from computers themselves and computer system such as railway system. When you go to the next city and get on the train, you use computers to buy tickets.

Of course we take advantage of the so-called personal computers. As you know, TOEFL test that the students or office workers should take to enter graduate school requires us to use computers. If we were not able to, we would not have any chance to challenge higher education.

The same is true of the business opportunity. The more information we can get and deal with, the more effectively we take a strategy to defeat competitors.

Well, sometimes information confuses and perplexes us because we can get information from all over the world at real time and the Net provides not only useful information but also useless information. As we get in touch with computers, we have more and more information as if we drowned in the information flood.

With computer literacy, we are able to choose the information that suits for specific purpose most. If we are required to produce new ideas, we gather up much information and decorate. This is allowed if we show readers the reference. In this way, we have to improve morals of dealing with information as well. Moreover this skill includes English skill because many passages are written by English and English natives and learner s can reach more information.

That is why I select the comprehensive computer skill as the most important skill.

If you find my mistake, please let me know about it.

Of course I am looking forward to your commnet.

Thank you.




What changes do you think we will see over the next 100 years?

Use examples and details in your answer.

I think that valuable thing will have changed in the next 100 years and what people are eager to want will be quite different.

As you know, natural resources, for example oil, coal and natural gas are limited and so we are getting them more and more difficultly. Government politics and scientific technology will enable us to take advantage of nuclear power and we will manage to emerge energy.

Well, the problem of natural resource is not over. More simple. It is the most necessary thing in the world for people to live longer that is regarded as the most common thing. That is ”water.” We, especially those living in the warm area, don’t think highly of it, however, it is challenging for those living in the dessert to get one cup of water. Have you mind it is not so serious that we should discuss this time because we have much around us? Definitely not. We suffer from the crazy climate such as flood in the city and we can’t deal with it. Moreover the water will be polluted. There will be much water, but we will be short of water that can be drunken. Maybe we have to buy not “mineral water” taken from the Alps but just water for paying 1 dollar.

The map of relationship showing which country is the most powerful will be different from that nowadays because some countries which have affluent nature as Canada does will be more powerful.

Also the food culture will alter because it will cost more than now to raise cattle or sheep which drink much water and we can hardly see meat on the plate in the dinner.

In this way, natural resources that can be reused or cannot be reused will be more and more valuable in the future and the time will come that we should save them more strictly and consume more effectively. 318words


8月16日

1面

100%子会社からの配当 非課税



⇒グループ内の資金移動の妨げになる税制を見直し、余剰資金を設備投資などに振り向きやすい

グループ内の企業間で資産を譲渡する際の課税も見直し

今まで時価から簿価を引いた値上がり分を譲渡益として課税されていた

⇔一方で負担重くなるケースも

100%子会社も中小企業向け優遇制度を利用出来るex800万以下の所得では18%(本則では30%)←資金調達能力の高い100%子会社は利用出来ないようにすべきと検討

3面

住信 新証券化商品



設計や運用、監視などを一貫管理し、商品の透明性を高める「トレーサビリティ」の考え方を導入 投資家の不安を和らげる

責任を明確化し、裏付け資産やリスクを販売前に明示

6月に実験的に募集し、300億円完売

3面

ピッツバーグの金融サミット

焦点の一つがBIS規制の改正



邦銀 価格変動の大きい株式を保有するのではなく、資本の質を上げる(増資)べきだった

保有株式の45%を自己資本に算入

将来の税還付を見込んで計上する繰り延べ税金資産を参入

⇔10年前「マネー敗戦」

日本は金融戦略に敗れる

BIS規制には英米が根回しした日本狙い撃ち?