どのくらい持ってる？
テキサス州に住む、１４歳のファビアン君は
なんと、１万ドル の貯金を持っている。
ワ～オ！
何に使うの？って聞くと
「老後のためだ」と言う。
ワ～オ！
さらに
「だって、老後の年金には
頼れないよ 自分で貯めていかなくっちゃ」だって・・・
おっしゃる通りっ！
彼は、１０歳から お小遣いや、誕生日にもらうお金などを コツコツ
貯めて ４年間で・・・
今では、アップル社の株だって持ってる。
きっかけは、７歳の時、
優勝した時にもらう「トロフィー」をみて
お母さんに「あのトロフィーっていくらなの？」って聞いたらしい。
お母さんは、１０ドルくらいよって 答えたら
「僕は、トロフィーの代わりに １０ドル 貯金をしよう」って・・・
すごいね
もう 彼は、１０００個のトロフィーが貯まったことになる
僕はというと・・・
まだ ２０個くらい だぁ (;^_^A
老後？に備えて
お小遣い、貯めよっと。
------- 原稿 --------
Super Young Retirement Savers
Older Americans who haven't saved enough for retirement
could learn a lesson or two from these young retirement savers
-- they've already socked thousands of dollars away for their
golden years.
Fabian Fernandez-Han
Courtesy: Fabian Fernandez-Han
Age: 14
Age started saving: 10
Amount saved: $10,000
Hometown: Houston, TX
One day I saw my dad trading on eTrade.
It looked interesting so I wanted to do it.
I had always saved my allowance money and birthday money,
and the first thing I bought was Apple stock
-- when shares were only $100.
In addition to Apple, I've also invested in other stocks
like Google, Microsoft and Rim.
I have some money in a savings account, too.
But most of the money I plan to use for retirement is
invested in stocks.
This January, the New York Stock Exchange was sponsoring
a competition where the challenge was to create something
to teach other kids how to save and invest.
I decided to make an iPhone app called Oink-a-Saurus targeted
at kids and teens who want to learn ways to save money,
and I ended up winning first place.
The current generation cannot rely on Social Security, so we have to
save for our own retirement and can't depend on that.
When I was 7 years old, I asked my mom, who would actually pay for
the trophies and how much they cost.
When she said they were $10 apiece and parents paid for their child's trophy,
I asked if I could keep the $10 to save in a bank account instead of
receiving the trophy.
I'm not that scared about investing most of it in stocks, because when you're
a kid it's not that big of a deal if you lose a little money --
you still have time to get it back.