Good evening!


欧州株、反発 朝方の主要3市場は4%上昇、米国株の急反発に追随
European markets bounce after Dow lift (CNN.com)


(CNN) -- European sharemarkets opened higher Friday, only a day after they slipped to new lows on the back of recession fears.


In early trading London's FTSE, Paris's CAC-40 and Frankfurt's DAX were four percent higher, buoyed by the Dow Jones's 4.7 percent lift on Thursday.


Along with Asian markets, the European trio saw billions more wiped off their value on Thursday after bad growth data out of the U.S. and Germany shook confidence.


to wipe ~ off one's value: 時価総額が~目減りする


米スージー・オーマン氏、個人資産形成の専門家 金融危機で人気高まる
Crisis Makes Suze Orman a Star (WSJ.com)


The financial crisis is sinking stocks around the globe, but it's raising Suze Orman's stock on Madison Avenue. And her sudden stardom is raising some eyebrows.


At a time when the public is frightened, and hungry for help with personal finances, Ms. Orman is the best-known personal-finance adviser out there.


In addition to her weekly hourlong show on CNBC, she writes books and makes the rounds of television programs including "Larry King Live," NBC's "Today," "CNN's "Anderson Cooper 360°" and "Oprah."


Suze Orman: スージー・オーマン、視聴者からのお金に関する電話相談にズバリ答える番組で有名な個人資産形成の専門家


ネバダ州、新個人情報保護法を施行 個人事業者も情報暗号化が必須
New Data Privacy Laws Set For Firms (WSJ.com)


Alicia Granstedt, a Las Vegas-based hair stylist who works for private clients and on movie sets, never worried about conducting most of her business through email.


But a Nevada law that took effect this month requires all businesses there to encrypt personally-identifiable customer data, including names and credit-card numbers, that are transmitted electronically.


Nevada is the first of several states adopting new laws that will force businesses -- from hair stylists to hospitals -- to revamp the way they protect customer data. Starting in January, Massachusetts will require businesses that collect information about that state's residents to encrypt sensitive data stored on laptop computers and other portable devices. Michigan and Washington state are considering similar regulations.


to encrypt: ~を暗号化する
to revamp: ~を見直す


米景気低迷、学費の支払いに窮する家族
In Downturn, Families Strain to Pay Tuition (NYTimes.com)


In difficult dinner-table conversations, college students and their parents are revisiting how to pay tuition as personal finances weaken and lenders get tough.


With the unemployment rate rising and a recession mentality gripping the country, financial aid administrators say they expect many more calls like the one from Ms. Jacobs (Ms. Jacobs pressed the schools’ financial offices for more aid). More families are applying for federal aid, and a recent survey found that an increasing portion of families expected to need student loans. College administrators worry that as fresh cracks appear in family finances, they will not have enough aid money to go around, given that their own endowment returns are disappointing, states are making cutbacks and fund-raising will become more difficult.


The credit crisis has made it harder for students and their parents to borrow, even as their needs grow and their savings accounts dwindle. In plenty of cases, students who had been borrowing on their own have had to ask parents — and in some cases, other relatives and friends — to help cover tuition or to cosign loans, both aid officials and lenders say.


to strain to do: 無理して~する
tuition: 授業料
federal aid: 連邦政府からの援助


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