s more sedentary, takeaways like Domino’s are licking their lips at the prospect of further growth.Digital food delivery firm Just Eat, which claims to enable ordering from around half of Britain’s takeaways,Nike Free 3.0 V4 Mens, is preparing a stock market listing of its own and could be valued at more than ￡1billion.As its boss David Buttress recently noted, such businesses do not decide what’s good for you or me.What they are doing – and very successfully – is ensuring hungry customers get what they want. More of our struggling store chains should perhaps remember that basic tenet of retailing.Annuities ratingOnce again, credit ratings agencies have arrived late to the party.Days after the insurance industry itself cautioned that annuity sales could fall by 75 per cent following George Osborne’s Budget reforms giving retirees more flexibility,UK Nike Flyknit Trainer Womens, Moody’s has made the same warning.The agency also cut its outlook on the insurance industry, which provides annuities to pensioners, from ‘stable’ to ‘negative’ and said the big British firms faced ‘considerable challenges’.Readers will recall the three major agencies – Standard & Poor’s and Fitch are the other two – were criticised following the global financial crisis for failing to spot the dross buried in complex mortgage-based financial products that nevertheless boasted top credit ratings.As they struggle to regain their reputation six years on, it’s a measure of how credit agencies are regarded that the shares of London-listed insurers rose yesterday. 2595528
WASHINGTON (AP) — Michelle Obama has replanted her garden, a sign that spring has come to the White House.It's the sixth planting of the garden on the South Lawn. The first lady first planted fruits and vegetables there in 2009 to encourage people to think about living healthier. The garden formed the basis for the Let's Move campaign Mrs. Obama announced in 2010 to improve the health of the nation's children.This year, Mrs. Obama invited the founders of FoodCorps and half a dozen of its volunteers to help with the planting.FoodCorps is a nationwide program that teaches children about healthy food. Its volunteers spend a year working with K-12 students in needy communities. 2595533
27 View comments Here's a test. Where in Britain would you find a Conscious Uncoupling guru - someone who could help you exit your marriage as elegantly and serenely as Gwyneth Paltrow claims she is doing hers? Is it - a) your local Citizens Advice Bureau, b) your GP’s surgery or c) a five-star spa hotel in Knightsbridge, where you can enjoy ice fountains and cooling showers while pondering the imminent collapse of everything you hold dear?Yes, of course,Nike Free Powerlines 2 Womens, the answer is 'c'. The Bulgari Spa, situated in the middle of London's shopping mecca, has quite a treatment menu, offering oxygen therapy and deep tissue massage, and represents, according to its glossy brochure, 'a new paradigm in personal health, wellness and fitness'. Coupled: Relationship guru Andrew Wallas and his wife Anna Pasternak who once saw him for therapy It's the sort of place where you and your man can indulge in a little holistic healing-a-deux, providing you have deep enough pockets. Couples can hire the Private Onyx Spa Day Suite for ￡900 a pop.Conversely, if the idea of sharing pedicure time with your loved-one makes your skin crawl, you can sign up for an Emotional Healing session with a relationship expert who bills himself as the Modern Day Wizard. And if Andrew Wallas (who charges ￡600 for a 90-minute session at the spa) can't help you save your marriage,Nike Free Run 3 Kids UK, he will help you extricate yourself from it. More... 'I hate myself', 'I'm in love with my best friend' and 'I attempted suicide': These people modelled for portraits - and revealed their deepest secrets As baby Prince George is pictured looking besotted with Lupo, why a child will never love anyone more than the family dog Mr Wallas, Britain's only practising Conscious Uncoupling guru, is a relationship expert who has embraced the idea that modern divorce doesn't have to be messy and embittered, but can be joyful and jubilant. That you can explore such ideas in a spa, as you wait for your nail polish to dry, is, frankly bizarre,Nike Free Run 2 Black Grey, but one feels sure that Gwynnie would approve.So what does 'Conscious Uncoupling' expert do exactly?'The emphasis in the first place is always on helping people save their marriage,' Andrew explains. 'Only if it can't be saved do we move on to exploring how to split amicab