1184 P2P platform! Internet banking, from barbarism to regulate the growing hardships i dark horse: the net loan House released the 'first half of 2014 China's online lending industry report' shows that as of the first half of 2014, there were 1184 P2P platform, trading volume was 81.837 billion yuan in the first half. Compared to last year \u0026 ldquo; closures \u0026 rdquo; frequent negative news in the first half of this year, banks and state-owned background admission mechanism is considered conducive to enhancing the overall industry norms. Recalling the first half, the Internet seems to replaced the savage financial attire, to the track. 2013 experienced the barbaric growth in the first half 2014, Internet banking is still alive.
After the completion of the pre-market enlightenment, there is more capital into this industry and institutions. P2P original grass-roots origin became \u0026 ldquo; \u0026 rdquo ;, background fiery original Internet Banking gradually cooling, third-party payment to find new markets \u0026 hellip game with the regulatory process; \u0026 hellip; Recalling the first half, the Internet seems to be replaced by finance Barbarian outfit, on track. It is undeniable that inevitably go through them to adapt to the Internet between excessive regulation of the financial and hysteresis. Although there will not be favored when P2P media P2P and \u0026 ldquo;? Foot \u0026 rdquo; and other words appear together, capital and institutional admission passion is beyond doubt. Side of the \u0026 ldquo; \u0026 rdquo ;, accident while \u0026 ldquo; campaign \u0026 rdquo; the scene becomes more prevalent in the first half. The net loan House released the 'first half of 2014 China's online lending industry report' shows that as of the first half of 2014, there were 1184 P2P platform, volume was 81.837 billion yuan in the first half. Data also show that in the first six months, a total of 55 platforms appear running, withdrawal or operational difficulties of poor closed. Compared to last year \u0026 ldquo; closures \u0026 rdquo; frequent negative news in the first half of this year, banks and state-owned background admission mechanism is considered conducive to enhancing the overall industry norms. Following the China Merchants Bank small business e home contractor bank on-line platform in June \u0026 ldquo; pony Bank \u0026 rdquo ;, launched debt products \u0026 ldquo; \u0026 rdquo ;; Maxima June Huaxia Bank's external position is also being set up P2P platform. Financial institutions other than banks to be outdone. Founder Securities issued in May announcement that will jointly build a P2P network technology along the platform, almost at the same time, CITIC Fund established class P2P platform \u0026 ldquo; in TOSIN \u0026 rdquo; start low-key operation in Shanghai. In addition to Ping An Group's land gold and CDB Capital's open Xin loans, state-owned background of the platform also increased. May Shaanxi financial holding group owned gold open loans on line, supply and marketing cooperatives in Anhui Province in June's German public financial on-line. In Beijing, the Haidian National Investment Company and third-party payment mechanism co-financing facility Hartcourt P2P platform \u0026 ldquo; UTS Finance \u0026 rdquo; also coming on line in the near future, the APP client is first launched. UTS finance general manager Meng Lixin said to the reporter, the platform project will focus on environmental protection and new energy industries, take the vertical mode, differences in management, and the introduction of state-owned financing guarantee company provides a full guarantee. \u0026 Ldquo; state-owned credit endorsement will undoubtedly increase the sense of security and confidence of investors.
In addition, we as a state-owned enterprise, things will be more stable state of mind, not one-sided pursuit of short-term interests, but also focus on long-term stability and development. \u0026 Rdquo; the advantages of state-owned background for, UTS finance chief operating officer Tan Yang this response. Institutions have the layout, the capital is also brewing. Since the beginning of all loans of up to $ 130 million to complete the A round of financing, love investment, building blocks box, microfinance networks, financial van, pick-up financing after another financial loans and other platforms, and pat net loans and more favorable, respectively in April and in June completed first B round of financing. According to Reporters incomplete statistics, the first half of this year, investment and financing platform for more than 10 P2P, investment and financing event related financial vertical search platform or industry portals are also many. July 15, cast net gain million strategic investment which GF Securities, a wholly owned subsidiary of Germany's extensive letter to achieve another layout broker. Compared with the cosplay costumes for sale early roots under the banner of the name of the entrepreneur, and now the P2P seems to become a \u0026 ldquo; \u0026 rdquo ;. giants feast Fair, these new entrants who want to experience the same policies and the market test. \u0026 Ldquo; baby \u0026 rdquo; financial freeze financial year to carry the banner of the Internet \u0026 ldquo;? Baby \u0026 rdquo; recently some financial loss. After the Spring Festival, the Internet financial products revenue continued to decline, seeing the 7th annual rate of return is expected to fall below 6% in March, in May fell below 5%. Balance Bao now has taken the lead fell to near 4.2%, \u0026 ldquo; break 4 \u0026 rdquo; seems in sight. \u0026 Ldquo; the balance has been basically achieve the ultimate treasure of. \u0026 Rdquo; the former People's Bank of China Deputy Governor Wu Xiaoling, dean of Tsinghua Wudaokou Finance Institute said this at a forum in late June. \u0026 Ldquo; traditional financial institutions hold very robust payment and settlement systems and hundreds of millions of customer accounts, online sales of financial products should be said to have a strong competitive advantage. \u0026 Rdquo; she said.
With the weakening of the currency market and accelerate the process of marketization of interest rates, initially as a gimmick of high yield \u0026 ldquo; baby \u0026 rdquo; Money is losing its greatest advantage. But for the just completed financial market for the balance of the Enlightenment, staking only just begun. After the beginning of micro Clarica pass, Suning coins treasure on the line, March Jingdong coffers, April Sina wealth, May telecommunication Tian Yi Bao, June China Unicom, Baidu, rich fund jointly launched \u0026 ldquo; fertile hundred Rich \u0026 rdquo; \u0026 hellip; \u0026 hellip; between the first half, including electricity providers, portals, communications carriers and other agencies scramble to get together, the balance of financial management can be described as popular. But do not fight earnings, what spell \u0026 ldquo;? Balance Bao open new consumption around the scene, the next stage will be the balance of treasure highlight of product innovation. \u0026 Rdquo; July release of 'Balance Bao run the first anniversary of the data report', wrote. In addition to high yield, the advantages of Po products undoubtedly pay convenience. Users at the same time enjoy the benefits that can be paid online, you can automatically buy lottery tickets, you can automatically also credit cards, can \u0026 ldquo; 0 yuan purchase \u0026 rdquo; \u0026 hellip; \u0026 hellip; the agencies are trying to pay the scene with their service grafting. We can even say that the balance of financial management as a basis for a possible future need not be so attention paid to develop it would be the scene of a real \u0026 ldquo; surprise \u0026 rdquo ;. Ecosystem electricity supplier platform, O2O scene Mining \u0026 hellip; \u0026 hellip; the balance of financial management behind each institution has its own game of chess. Regulatory \u0026 ldquo; break-in period \u0026 rdquo; around the Internet tekken cosplay financial supervision is the eternal subject. Although there have been many research and discussion, during the first half of regulation issued last year no signs of accelerating. Since the end of March in the form of several major Internet business to achieve regulatory centralized financial markets will be eagerly waiting for details of the release. A number of speakers who have also been repeatedly regulators interpret in order to get some clues. On July a public forum, Wang Yan Xiu Supervision Department director, said the CBRC innovation, P2P to locate the information intermediaries, and referred to the industry to set up barriers to entry, imputation funds shall not establish a pool of money to establish a clear platform for charging mechanism, full disclosure of information to investors and other aspects of risk assessment opinions.
July 15 news that on P2P regulatory program has been basically established, has been to China Banking Regulatory Commission, People's Bank and the Ministry of Industry and countersigned segment, is expected to be introduced in August. Message has not been confirmed. Some P2P Platform official said, they are seeking regulation but could not. However, third-party payment industry, there is a lot of controversy in the first half around the regulation. March 14 letter sent to the Bank of Hangzhou center 'on the suspension of payments under the Bowes-line bar codes (two-dimensional code) payments business opinion letter' outflow. March 15, the central bank issued a 'payment network institutions to pay service management approach' and 'mobile payment business development guidance' to seek the draft has sparked heated debate.
Around the central bank, all the conjecture CUP without a break between the third party payment, the dispute continued for several days, intensified, as well as living a passive central bank on March 19 and a small part of the central media discussion, and on the 24th in response to an interview with Xinhua News Agency The form of the focus of the dispute to respond to each and reiterated encourage the development of innovative internet financial \u0026 ldquo; not changed, will not change \u0026 rdquo ;, but \u0026 ldquo; failure may lead to risk take control in the foreseeable within affordable range \u0026 rdquo ;. Regardless of these go faster, \u0026 ldquo; voice \u0026 rdquo; greater Internet banking business, or to risk management has always been thought of as a regulatory body, how to communicate effectively avoid misleading the public mood in the premise, it is bound to be an adaptation of process.