Wu Xiaoling: Balance Bao has been to limit P2P promising to raise public last June 13 the balance of treasure on the line, he detonated Internet banking, the amount one piece wigs of up to one year after more than 8,000 billion yuan. Nevertheless, the President of Tsinghua Wudaokou Finance Institute, former People's Bank of China Vice Governor Wu Xiaoling opinion, P2P and all the chips will be the future direction of development of new financial balance of treasure and various kinds of 'baby' who has done the ultimate, not particularly large room for development. [P = 26, null, left] P2P and all the chips will be the new financial direction [p = 26, null, left] [p = 26, null, left] Recently, Wu Xiaoling said at the first session of the new financial Union summit, Balance treasure and a variety of 'Baby' is the essence of their pay in a third-party financial products sold on the platform. Traditional financial institutions have a very robust payment and settlement systems and hundreds of millions of accounts, when they recognize the problem when, by virtue of its advantages, the balance of treasure and 'Baby' who put the lost momentum. [P = 26, null, left] However, Shi Yuzhu, chairman of Giant Group, hold different views on this. Shi Yuzhu that the Internet banking will still have a big development, the rise of the balance of treasure illustrates this point. However, it can not replace the Bank, the future for a long period of time, the banking sector will not be a fundamental impact. Future of Internet traffic can account for 20% of the financial banking sector, namely 30 kekkaishi cosplay trillion, 'very great.' [P = 26, null, left] [p = 26, null, left] 'Internet banking is the Ma and Ma for the new business representatives, however, the impact on the banking sector did not imagine big.' China Minsheng Bank Chairman Dong Wenbiao says, 'I am confident that the Internet will not replace chobits wigs the traditional banking business of commercial banks.' [P = 26, null, left] [p http://www.cosplaymade.com/ = 26, null, left] 'Internet banking will not subvert traditional financial institutions, however, the Internet is an important direction for future cross-border banking and financial development of new Internet direct financing of cross-border finance The P2P and all the chips are the future direction of real development, 'new finance. Wu believes that it is not the amount of financing than traditional banking, but the population it serves will be greatly expanded space. [P = 26, null, left] [p = 26, null, left] to encourage private companies to establish credit [p = 26, null, left] [p = 26, null, left] Wu Xiaoling said that third-party security company Let P2P platform business development, is unsustainable. The lack of credit system, so that P2P is difficult to healthy development. Many companies have moved toward a misunderstanding of indirect financing, only with the credit capacity of the company, eventually moving in the right direction. [P = 26, null, left] [p = 26, null, left] market point of view, P2P companies to investors, there are two principal modes guarantee commitment. One is the use of third-party guarantees, one is by extracting risk reserves to ensure security for investors principal. The former capital of the financing is subject to the amount of the security agencies, which are subject to the development of the Letter of Credit. The Internet-based platform for electronic business lending, to establish an independent credit system, such a P2P platform relatively healthy development. [P = 26, null, left] [p = 26, null, left] Wu made three regulatory proposals to P2P networks to raise lending and public finance. First, the pure information platform should be a basic bottom line and all le chevalier deon cosplay the chips P2P regulation. Second, small dispersion is an important way for investors to protect. The third is to encourage private companies fruit basket wigs to establish credit. The central bank has begun preparing a license issued in this regard. [P = 26, null, left] sweep the day a little bit, understand the trend of the Internet Financial Times! Thanks focus on the most valuable financial micro letter: I horse internet banking and venture capital (iheimajinrong) you can call me 'Financial brother', if you want Fun Internet banking, http://www.cosplaymade.com/ please accession financial industry QQ exchange group: 346 320 036 If you like our The article, please click on the bottom Share on Twitter or micro-letter friends circle .300) this.width = 300 '\u003e [p = 23, null, left] Source: Beijing News