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"[PDF READ ONLINE] How to Get Out of Debt, Stay Out of Debt, and Live Prosperously*: Based on the Proven Principles and Techniques of Debtors Anonymous

A simple, proven-effective formula for freeing yourself from debt&#8212and staying that way &#8226 Revised and updated, with a new Preface by the author &#8220A must read for anyone wanting to get their head above water.&#8221&#8212The Wall Street Journal THE CLASSIC GUIDE, REVISED WITH UP-TO-THE-MINUTE INFORMATION  OUT OF THE RED &#8226 Do this month&#8217s bills pile up before you&#8217ve paid last month&#8217s? &#8226 Do you regularly receive past-due notices? &#8226 Do you get letters threatening legal action if immediate payment is not made? &#8226 Do the total amounts of your revolving charge accounts keep rising?  INTO THE BLACK Whether you are currently in debt or fear you&#8217re falling into debt, you are not alone. Sixty million Americans&#8212from doctors to secretaries, from executives to the unemployed&#8212face the same problem and live under the same daily stress. Based on the proven techniques of the national Debtors Anonymous program, here is the first complete, step-by-step guide to getting out of debt once and for all. You&#8217ll learn  &#8226 how to recognize the warning signs of serious debt &#8226 how to negotiate with angry creditors, collection agencies, and the IRS &#8226 how to design a realistic and painless payback schedule &#8226 how to identify your spending blind spots &#8226 how to cope with the anxiety and daily pressures of owing money &#8226 plus the three cardinal rules for staying out of debt forever, and much more!  This book is neither sponsored nor endorsed by Debtors Anonymous. A recovered debtor, the author is intimately familiar with the success of the Debtors Anonymous program.
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