Windscreen insurance is a type of car insurance, which covers the cost of damage to your windscreen caused by something like a stone being thrown up from the wheels of a passing car.
Windscreen insurance can be a great investment for any driver. Drivers who have a windscreen in need of repair or replacement will be required to pay out-of-pocket. Windscreen insurance also covers the cost of repairing your car's windscreen if it is broken by a vandal or animal.
Windscreen repair can be expensive. It can also take time. There are usually quite long waiting lists for windscreen replacement and it can take weeks to get an appointment in order to have it replaced.
With windscreen insurance, you will be able to get a replacement much faster than if you go through your car insurer or the manufacturer's own out-of-warranty service, and without incurring any costs above what you would normally pay for that coverage in your policy.
Who Needs Windscreen Insurance?
Windscreen insurance makes the difference between being able to have your windscreen replaced when it is damaged or having to pay for the damage out of your own pocket.
A lot of people are not aware that windscreen insurance is a legal requirement if you have a car. It covers any damage to your wind window, the side windows and the front nearside and offside windows as well. This type of insurance is designed to cover any damages that might occur while your vehicle is being driven on public roads or used as part of a business purpose.
Insurance companies offer different levels of cover for windscreens, but it’s important to choose one that offers comprehensive cover as this is what pays for repairs regardless of who is at fault.
What If You Don’t have Windscreen Insurance in Malaysia?
It is not unlawful to drive without windscreen insurance in Malaysia. However, it is illegal to drive without insurance at all and that too with a damaged windshield.
In Malaysia, drivers are required to have windscreen insurance for their vehicle in order to drive legally on the roads. In case the driver does not have windscreen insurance, then he or she will be fined with RM500 for driving without any insurance at all.
What are the Benefits of Windscreen Insurance?
Windscreen insurance is can be confusing to understand the benefits of. But once you do a bit of research, you will find that it is a valuable investment for your car.
Windscreen insurance is one of the more affordable types of vehicle insurance products. It is also one of those products that give you peace of mind and protection against accidents and damages.
Some people might believe that windscreen insurance is pointless because they feel that their mobile phone provider will cover them regardless, but this is not always the case. Some providers only cover certain models or brands, which may leave drivers at risk of having to pay more than they would for a comprehensive windscreen insurance policy.
Conclusion: Reasons Why You Need Windscreen Insurance
Windscreen Insurance is an important and necessary purchase, especially as a driver. You never know when an accident will occur and you’ll be glad that you have the extra protection of Windscreen Insurance to cover the cost of expensive repairs caused by this unfortunate event.
1) Safety: It’s worth it to make sure your car is safe, especially in the case of accidents which can happen at any time without warning. Windscreen insurance helps ensure that your vehicle is safe and secure with new parts installed should anything happen.
2) Peace of Mind: When accidents do happen, it’s not just your car that suffers the consequences - you feel shaken up too! But with windscreen insurance, you don’t have to.