it is hard for me to air max Pas Cher give one piece of advise and have it fit every bodies financial situation to In most cases the fee to transfer a balance will be anywhere between 3% and 5% of the amount of the overall transfer. It is important to be aware of this fee but not to let it scare you off. Even though there is a fee for the transfer, if you are receiving a 0% APR for 12 months, you can consider this fee as the interest rate on the account for that first 12 months. In most cases, it will still be less than your current interest rate.Make sure you pay attention to the standard interest rate on the account. Always remember, although a 0% introductory interest rate looks great, it doesn't last forever! The standard interest rate will be the interest rate you pay once the introductory period expires. Make sure that the standard interest rate on your new balance transfer credit card is less than what you are currently paying. If not, the transfer may cost you more over the term of the debt and it might not be in your best interest.Credit Card Interest Rate NegotiationsSo you've been a pretty good debtor. You were only late once this year nike tn and you haven't gone over your credit limit.