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Such are in general the effects of the increase of stock upon industry and its productive
powers.
In the following book I have endeavoured to explain the nature of stock, the effects of its
accumulation into capitals of different kinds, and the effects of the different employments of
those capitals. This book is divided into five chapters. In the first chapter, I have endeavoured
to show what are the different parts or branches into which the stock, either of an individual,
or of a great society, naturally divides itself. In the second, I have endeavoured to explain the
nature and operation of money considered as a particular branch of the general stock of the
society. The stock which is accumulated into a capital, may either be employed by the person
to whom it belongs, or it may be lent to some other person. In the third and fourth chapters, I
have endeavoured to examine the manner in which it operates in both these situations. The
fifth and last chapter treats of the different effects which the different employments of capital
immediately produce Nike Free Run 2 UK upon the quantity both of national industry, and of the annual produce of
land and labour.
CHAPTER I
Of the Division of Stock
WHEN the stock which a man possesses is no more than sufficient to maintain him for a few
days or a few weeks, he seldom thinks of deriving any revenue from it. He consumes it as
sparingly as he can, and endeavours by his labour to acquire something which may supply its
place before it be consumed altogether. His revenue is, in this case, derived from his labour
only. This is the state of the greater part of the labouring poor in all countries.
But when he possesses stock sufficient to maintain him for months or years, he naturally
endeavours to derive a revenue from the greater part of it; reserving only so much for his
immediate consumption as may maintain him till this revenue begins to come in. His whole
stock, therefore, is distinguished into two parts. That part which, he expects, is to afford him
this revenue, is called his capital. The other is that which supplies his immediate
consumption; and which consists either, first, in that portion of his whole stock which was
originally reserved for this purpose; or, secondly, in his revenue, from whatever source
derived, as it gradually comes in; or, thirdly, in such things as had been purchased by either of
these in former years, and which are not yet entirely consumed; such as a stock of clothes,
household furniture, and the like. In one, or other, or all of these three articles, consists the
stock which men commonly reserve for their own immediate consumption.
There are two different ways in which a capital may be employed so as to yield a revenue
or profit to its employer.
First, it may be employed in raising, manufacturing, or purchasing goods, and selling them
again with a profit. The capital employed in this manner yields no Nike Free 3.0 V4 UK revenue or profit to its
employer, while it either remains in his possession, or continues in the same shape. The goods
of the merchant yield him no revenue or profit till he sells them for money, and the money
yields him as little till it is again exchanged for goods. His capital is continually going from
him in one shape, and returning to him in another, and it is only by means of such circulation,
or successive exchanges, that it can yield him any profit. Such capitals, therefore, may very
properly be called circulating capitals.
Secondly, it may be employed in the improvement of land, in the purchase of useful
machines and instruments of trade, or in suchlike things as yield a revenue or profit without
changing masters, or circulating any further. Such capitals, therefore, may very properly be
called fixed capitals.
Different occupations require very different proportions between the fixed and circulating
capitals employed in them.