Brochure Mail Order - Take Payments By Debit Card - Faq If you have a magazine mail order business, or you are thinking about setting up some form of mail order company, it might help you to know a couple of things about payments and ways to get your money rapidly, easily and without paying too much money.Just how can I begin catalogue shopping payments?To start you will require a payment processing account somewhere.The rest is easier than you think. Most debit card payments require a Chip and PIN terminal, or at least some type of hardware to actually take the payment, but you can't do this via the postal mail can you? This is where a virtual terminal is utilised.All it indicates is that you yourself, the retailer, becomes the machine. You simply transfer the numbers that the customer has written on the mail order form to your payment processing account and the rest is done for you.What amount will it cost me to take debit cards in the postal mail?This depends on whoever handles your payment processing. The charge is usually pretty much the same as the one you would get if you used a card terminal. You will encounter a charge per purchase in just the same way. The only variation is that you have entered the debit card details manually.Having said that,Nike Air Max Mens, as the customer is not present at the point of sale there are higher fraud risks. With these fraud risks, however small,Cheap Nike Free Run 3, there usually comes a greater merchant fee. Alongside this, many banking institutions will want to know a little more detail about your fraud prevention plans to make certain you will follow compliance legislation.Are the debit card details secure when sent through the mail?This is a good question, and it's not one that may be answered easily. There will always be a risk for your customers to send debit card details in the post, and sadly there's nothing that can be done about that since all the details have to be present on a form in order to process the order. The payment process for mail orders requires many different people to be in contact with the customer's credit card details (whether they know it or not). There are postal workers to consider obviously, but there are also employees of your own business. The credit card becomes at a higher fraud risk depending on the amount of people who are involved in the processThe majority of your customers will be aware of the risk,Nike Free Run 3.0 Mens, but they will also be aware that its a very small risk. There is little more that you can do. The only other option for you would be to set up telephone payments and take your customers' credit card details over the phone using the same virtual terminal method.