When personal finance author recently spoke with students at , her alma mater,专业加工/制作/批发/零售玛瑙手镯/手环，专业加工制作玛瑙手镯, a young woman asked for her best advice on the elephant in the room -- student loans."I said, 'Well let me ask you a question,'" Torabi later recounted. "'Do you know how much you're going to owe every month when the time comes to repay the loan?' And she said, 'I have no idea.'"
I can relate. Having long considered myself a penny-pincher, I was stunned to recently receive a credit card bill for a whopping $635.79 – an all-time record for me. Trembling as I wrote that check, I kept asking myself: Why did this happen? How did I spend so much? What do I do next? I, too, had no idea.
And that's why I'm writing this series on the road to financial independence in the "real world" after college. Since we all get by with a little help from our friends, send me your burning personal finance questions and I'll line up people way smarter than me to help us answer that big post-college question: "What now?"
Thankfully, Torabi graciously agreed to start us off, sharing what we need to include in our "action plan" for mapping out personal finances after graduation:
Next time,玛瑙手镯，实惠的价格，超赞的品质。, personal finance expert shows us how to build a budget and I redeem myself from that nasty credit card bill. For more on setting your financial goals, Farnoosh Torabi's new book (my current nightstand read) has some great tips. Remember to get cracking on your own action plan -- I sure will -- and I'll see you next time.
LeeAnn Maton, 23,专业加工制作玛瑙手镯, graduated from Loyola University Chicago in 2010 and works as a reporter for the Chicago Sun-Times Media Wire. She is writing a series for Money College on financial life after college.