"The objective of this book is to give an early pointer to early retirement or being financially independent. I have highlighted early retirement in this article and the habits or points mentioned will be applicable to most of us, but more important if you are keen for early retirement. The audience of this book is for working middle class people. This book will not talk about obvious things like do a monthly SIP or start early or retire in your 20s. The objective is to give 6-10 years of your time whatever age you are currently to gain early retirement. I hope this book provides a good insight for you to plan early retirement and be financially free. Well most of you would be at an age where you may not be young (in your 20s) or might not have saved enough and must be in your late 30s or 40s. This book will still help you to achieve your goals provided you are ready to give 6 to 10 years from today. I have tried my best effort to keep the book content short but precise to cover all topics in a couple of pages. I sincerely oblige if I hurt any feelings in any topic. A few of the points might not be agreeable to most of you and I totally agree with each of you. The aim here is to keep emotions aside and focus on only early retirement. I hope I adhere to most of my readers and am sure this book will add value to your life in early retirement planning. The points mentioned are more practical here with some context. I would like to clarify that I sincerely believe the points I mentioned will work for individuals in their mid-30s (35 years of age or above). This implies if you are 36 years of age, you can retire early by 42 or 46. Hope this clarifies as this means you should work for 6 to 10 years and plan for early retirement post that
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