, the safety and health insurance product "safe e home insurance" APP channel limited time limit time limit, 60 to 65 years old people can also be easily insured. Feng Han, general manager of Ping An Health Insurance mobile business division, said, "let more families and elderly enjoy the love of Ping An health insurance." Ping An health insurance has become the purpose of everyone's health Butler.
The Spring Festival is approaching, children return home soon, ready to do special purchases for the Spring Festival parents, one of the important links in return for children now, with 80, 90 after the upgrading of consumption concept, people more and more parents prepare a gift is no longer confined to "clothes, tobacco and tea, health care products, gifts and more personalized heart. Millions of medical insurance as a guarantee of heart warming gifts parents body, is becoming more and more popular with the young people.
It is understood that the purchase needs to be made in advance, the reservation time is 6 -2 month, January 22nd 10 hours. During the opening period, you can register safe health APP by phone number or pay attention to "safe and health insurance", "safe and healthy APP" WeChat public number. After the success of the reservation, we can start the "safe e home insurance" products of 61-65 year old insured at 10:00 a.m. on 6, 7, and 8 day of February. The reservation is only used as the qualification of the rush order. The policy is limited in number, first come first, and the end is sold outstand downfrom myrole aschairof King’sCollege hospital .
The health guarantee of the elderly needs to be promoted
The "2016 social service development statistics bulletin" published by the Ministry of civil affairs shows that China is in the rapid development period of population aging. By the end of 2016, the population of 60 years old and above has reached 230 million, accounting for 16.7% of the total population. The State Council issued the "13th Five-Year" national aging development and pension system construction plan "is expected to 2020, the population aged over 60 will increase to about 255 million, the proportion of the total population increase to 17.8%.
At present, it is difficult for the elderly to be insured, and the health insurance is not only a warm gift of parents, but also the reassurance of the children of the 80 and the post-90s. After 80, 90 years, the cost of living is high, the burden of the aged is large, and the parents are in the high incidence stage of the disease. The burden of medical expenses may crush the "last straw" of this group at any time. Taking hypertension alone as an example, over 60 years old group of China has more than 50% of the patients with hypertension and chronic diseases. These people have almost lost their insurance qualification, and this proportion is increasing because of a standard change.
In addition, the high incidence of cancer has also become the unbearable weight of the elderly. In February 2017, the National Cancer Center issued the latest cancer data in China. Statistics show that before the age of 40, the incidence of cancer was at a low level, and then it began to rise rapidly and reached its peak at the age of 80. In China, the number of patients aged 60 and above accounted for 60% and 71% of the total number of cancer and the total number of deaths, respectively.
The Internet insurance product represented by Ping an e life insurance and ping an e home insurance has been welcomed by more and more young people or young families because of its advantages such as simple clauses, low guarantee amount and high security. With China aging, at the same time, significantly improve the elderly cancer disease incidence rate, protect the health of the elderly needs to be improved. To this end, safety and health APP liberalized the insurance age limit, aimed at providing love for more families. Feng Han, general manager of the mobile business department of Ping An health insurance, said.
Building full process, one-stop service closed loop
Since the end of 2015, the "safe e home insurance" has been popular in the market with the core advantages of "low insurance, high guarantee" and so on. The guarantee is as low as 0.5 yuan / day, and it is not limited to social security, imported medicine and 100% reimbursement for self charge. Small investment and big guarantee, less than 5 cents a day for the premium, prying up to millions of guarantees. 3 people are insured and the maximum amount is up to 3 million yuan per year.
Worth mentioning is that Ping An insurance by e equipped with Vitality hiking world plan, at the age of 18 customers by participating the world hiking movement, not only to keep healthy, but also can get the highest 500 yuan cash reward. "Through the safe e home insurance, thoroughly through the 'health management + medical service + insurance guarantee' full process, one-stop service closed loop. Feng Han, general manager of the mobile business department of Ping An health insurance, said.
In addition, with the gradual deepening of the safe and healthy mobile business strategy, the safety and health insurance claims service is further improved. Safety and health APP small claims standard case claim payment over 90% can be promoted to 2 working days. Ping An health insurance APP simplifies the claim process and realizes the online claim process standardization. It only needs 3 simple steps. At the same time, it simplifies the information provided by the customers, and claims the small claims standard case through the claim big data system.
The open and readjustment of products and services to market demand shows that the ability of safe and healthy APP to provide products for market demand is increasing rapidly. It is reported that the future health of APP around the "health management, insurance and medical services in the field will also launch a series of competitive products and services, as an important support for an insurance strategy, safe and healthy APP at the ends of products and services will appear to be more active.