Hana Financial Group earned 2.24 trillion won in net profit last year, its highest performance since the establishment of the holding company in 2005.
Hana Financial Group made an announcement사설토토on the 31st that it made 2.24 trillion won in consolidated net profit annually, including net profit of 348.1 billion won in the fourth quarter of last year. This figure is a 10.0% increase from last year and its best performance since Hana Financial Group was established in December 2005.
The group's core profit, which includes interest income (5.63 trillion won) and commission income (2.72 trillion won), was 7.86 trillion won, up 10.5 percent (744.3 billion won) from the previous year. At the end of last year, the group's estimate of the BIS's equity ratio was 14.90 percent.
Estimates of the ratio of common stock capital increased 12bp (1bp=0.01%p) to 12.86% from 12.74% at the end of last year. The loan ratio below the fixed limit was 0.59 percent, down 19bp from the end of last year.
Total amount of money transferred last year, including accumulated amount of provisions, was 465.3 billion won, which is 44.8 percent (377.3 billion won) less than the previous year. Cost ratio of loan loss was 0.18 percent, which is 15bp lower than end of last year. The delinquency rate was 0.37 percent, up 2bp from the end of last year.
The total return on assets (ROA) was 0.61 percent, up 1 bp from the end of the year. Return on Equity (ROE) on Equity is 8.89% which is 12bp increase from end of last year. Net interest margin (NIM) of group in fourth quarter was 1.85%. Considering the fact that the standard on revenue recognition of credit card companies has changed since last year's closing, the fourth quarter's NIM (pre-amortisation standard) was 2.00 percent, up 4bp from the previous quarter.
Hana Financial Group has decided to pay 1,500 won in cash per share as part of its aggressive policy to repatriate shareholders. The total cash dividend per share for the fiscal year 2018 is CU900, including CU400 per share already paid.
KEB Hana Bank, a major affiliate, posted 2.92 trillion won in consolidated net income in 2018 including 335.2 billion won in the fourth quarter. This figure is a 0.5% decrease from last year's amount of 10.7 billion won. "The profit on sales and evaluation decreased as SK Hynix's stock selling profit, which was the major one-off profit of the previous year, expired 279 billion won and non-monetary translation profit decreased 357.7 billion won from the previous year due to the weak won," said a source from Hana Financial Group.
The bank`s core profit, which includes interest income (5.92 trillion won) and commission income (8384 billion won), was 6.13 trillion won, the biggest increase since the establishment of the merged bank, up 9.2 percent (517.9 billion won) from the previous year. The delinquency rate is 0.25% higher than the end of the year and the fixed-value ratio is 0.52% higher than the end of the year. The combined assets, including KEB Hana`s trust assets, are 387.8 trillion won.
Hana Financial Investment's net profit last year was 152.1 billion won, up 4.0 percent from a year earlier. The result is an increase in asset management-related fees and acquisition consulting fees. Hana Card's net profit increased 0.3 percent to 10.67 billion won last year. The profit from the sale of loans worth 58 billion won ($45 million) on a one-off basis in the previous year has disappeared, but the increase in credit sales has led to an increase in commission profits and a decrease in judge's fees.
Hana Capital posted a net profit of 120.4 billion won last year, up 33.2 percent from the previous year. Hana Life Insurance and Hana Savings Bank made net profits of 19.5 billion won and 16.2 billion won, respectively.
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